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Why Bank Locally if you Don't Hire Locally?

Our Expertise

We develop customized audit and compliance schedules with each client based on risk. Clients may select from a list of services with up-front costs disclosed. Many new clients find our prices to be more than competitive. Our audit coverage goes well beyond our competitors. Before you select a service provider, compare our scope of coverage.  We have been in business for more than 16 years serving the southwest in the hardest regulatory environments.


Internal Audit

Operations Audit

State Requirements 

IT Audit/Pen Tests

GLBA Social Engineering

Trust Audit

HR Audit


Compliance Audit or Consulting Services

Fair Lending Self Assessment
Training & Compliance Support
Safe ACT
Policy, Procedure, and Tool Development

Risk Assessment



Loan Review

ALLL Analysis/CECL

Credit Analysis

Financial Spreads

Quality Control Review

Special Services
How you can leverage our firm

Special Services

Due Diligence

CMS Development

Policy and Procedure Development

Management Study 

Department Analysis  

Workflow Optimization

Social Engineering

Risk Assessment 

Vendor Management and RA

Outsourced IT


Do you need additional compliance staff?

We work with your staff to perform monthly or quarterly monitoring to alleviate the burden on your compliance department for far less than hiring another staff member. Plus, our staff are experts in all areas.

Do you need help completing an audit schedule?

We can share the workload with monthly, quarterly, or annual reviews.

Do you need help training your new internal audit or compliance staff?

We offer side-by-side training to get your staff up to speed. We can developed audit plans, programs, and scopes.

Why Hire Us?

Our firm only provides services to financial institutions in the banking industry. We are professionals with one focus to help your institution succeed!

We develop, author, and utilize our own compliance and audit programs. Why select a provider without the knowledge base to develop their own audit programs?

Audit Services
Compliance Services

Accounting Department Review
Accounts Payable
Asset Liability Management
ATMs, Safety and Lighting, and ADA

Bank Controlled Accounts
BOD Management Supervision
Branch Review
Call Report
Collections or Cash Items

Collections Department
Commercial Real Estate (CRE)
Debit Cards, Prepaid, Payroll NEW
Deposit Department Review
Deposit Operations
Due Diligence
Due From or Correspondent Act

Dormant Accounts

Electronic Banking
Employee Account Review
Finance Department Review
Financial Review

FDICIA Preparation

Garnishment, Reclamation, and Escheatment
General Ledger
GLBA Physical
High Level Control Review
Insurance Risk Management
Interest Rate Risk
Investment Portfolio
IT Audit

Instant Issue Debit Cards
Loan Department Review
Loan Operations
Management Analysis
Merchant Capture and RDC
Merchant, RDC, Mobile NEW
Mortgage Operations
NDIP: Non Deposit Investment Products
Overdraft Clearing Review
Overdraft Practices Review NEW
Penetration Testing
Personnel/Human Resources
Proof and Branch Capture

Remote Deposit Capture: Merchant/Mobile

Quality Control Review
Record Retention

Retail Lending
Risk Management
Security and Alarms
Strategic Planning

Supervisory Committee Audit
Surprise Cash Audit(s)
Trust and Investment Review
Vendor Management Review
Wire Transfer and Operations

Children’s Online Privacy Protection Act

Consumer Leasing Act

Equal Credit Opportunity Act

Expedited Funds Availability Act

Electronic Funds Transfer Act

Electronic Signature in Global and National Commerce Act

Fair Credit Reporting Act

Fair Housing Act

Garnishment of Accounts Containing Federal Benefits

Home Mortgage Disclosure Act

Homeowners Protection Act

Military Lending Act

NCUA Federal Insurance for Share up to $250,000

Privacy of Consumer Financial Information

Real Estate Settlement Act

Secure and Fair Enforcement of Mortgage Licensing Act

Servicemembers Civil Relief Act

Small Dollar Lending and Payday Loan Alternatives

Truth in Lending Act

Truth in Savings Act

Unfair, Deceptive, or Abusive Acts or Practices

Adult Protective Services Act (27-7-30) Elder Abuse

Bank Secrecy Act/AML/OFAC/CIP/BOF

CAN-SPAM Act: Controlling the Assault of Non-Solicited Pornography and Marketing Act of 2003

Consumer Insurance Disclosures

Department of Defense rules for certain loans to Servicemembers

Gramm-Leach Bliley Act

FACT Act Identity Theft Red Flags

Fair Debt Collection Practices Act

Flood Disaster Protection Act

Homeownership counseling notice requirements

NM FID Section 58-11-3(C) NMSA 1978

NM Home Loan Protection Act

Regulation GG: Prohibition of Unlawful Internet Gambling

Regulation FF: Obtaining and using medical information in connection with credit

Regulation II debit card interchange fees and routing

Right to Financial Privacy

Telephone Protection Act

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